According to recent statistics, the average American will pay an average of $84,000 for car insurance over a lifetime.
Such a large sum can make you wonder if it’s worth driving at all, but the reality is that most of us don’t really have a choice. In most cases, public transportation is either insufficient, inconvenient or non-existent where we live.
In the case of California, driving your own car is usually the best option, even if insuring your car is costly.
However, there are ways to lower the cost of car insurance. Some of the best ways are to drive safely, avoid speeding tickets and avoid accidents. Such habits can lead to a good driver discount, which can lower your insurance premiums substantially.
Another way to lower your car insurance is to periodically look for insurance companies that are offering lower premiums than your current insurer. Insurance companies are always changing their rates, which means there may very well be a better deal to be had right now.
It’s worth doing a little research, because saving a little every month can add up to a lot over a lifetime.